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Still, the sense that a player can outsmart the game is part of its allure. Lottery officials, according to a separate memo, decided to put accurate auto-hold payouts on the Web. He knew his best chance was to discard the 2 and hope the machine dealt him a 3 or an 8 to complete a straight. Players then get a chance to discard cards in the hopes of being dealt better ones. He would get his straight only if he drew a 3. Before he got a response from the lottery, Curzi returned to Quimby's, wondering whether the game's bad advice had only been a fluke. Bad Advice. The two teamed up and sold the program, cold-calling potential clients from Rio de Janeiro on an Internet phone line. In reality, if you play long enough, the machines are geared to eventually take your money, no matter how many wins you record. Curzi came across a Feb.

The need for strong, independent local journalism is more urgent than ever. He consults for private clients, provides microloans to entrepreneurs through the website Kiva and drives a Isuzu Rodeo "whose crowning feature is where a dog chewed the back seats. The lottery encourages dreams of riches.

Over the next month, Curzi built a spreadsheet to estimate how much money the video poker machines, based on the odds, should have paid out, compared to what they actually did.

Curzi, 35, had moved to Oregon in from San Francisco after selling a software company he'd helped found a decade earlier. Lottery officials deny Curzi's allegations. Marlene Meissner, a spokeswoman for the lottery, drafted a response. He soon climbed the monthly leader board. The dealer gives players five cards. Draw poker is a game of luck, strategy and second chances. In one column, the document showed what various video poker machines, based on calculations of probabilities, were expected to pay out to players over time. They called the business Emochila —mochila means "backpack" in Spanish and Portuguese—and it blossomed to 30 employees. But auto-hold has a second, less obvious function. He was fascinated with the games—the ubiquitous, flashing terminals found in bars, delis and even pancake houses—and he played occasionally when out drinking with friends. Six months after his request, in August , Curzi received the first of five batches of records. That's why he filed a class-action lawsuit against the Oregon Lottery in Multnomah County Circuit Court, alleging fraud. By September, Curzi had hundreds of pages of emails, memos and spreadsheets. What caught Curzi's attention was a feature on the draw poker games called "auto-hold. In other words, the lottery was backing away from telling Curzi auto-hold offered the best option. Curzi explained how he believed the video poker machine should have given him the best advice. Some weren't. Documents Curzi received show lottery officials debated whether or not they should tell players the actual odds if they relied on auto-hold. But it's not so simple. Who would sue over losing money while gambling? The lottery responded on April 8, saying it would take 30 hours of staff time just to review the records Curzi requested. In another column, the document showed what the machines were actually paying out. Curzi thought the payouts should have been very close to what the game's programmers predicted. Six days after his curious experience with the Jacks or Better game at Quimby's, Curzi sent a polite and inquisitive email to the Oregon Lottery. Working on commission, he'd target an office building, climb to the top floor, then work his way down, knocking on doors. That's why news reports two months ago that a Portland man was suing the lottery to recoup video poker players' losses struck some as ludicrous. But Curzi went looking online, even using the Internet Archive search engine, to see if the lottery had ever made public the lower odds. Instead, they found machines whose payouts were too low. The game Curzi was playing, draw poker, allowed him to discard cards and get new ones from the dealer. Curzi is aware some people might assume he's suing to make money. On this day—Jan. But the games are engineered to take your money. He played wide receiver at Amherst College , where he majored in economics and history. That led him to New York City after graduation. But the machine suggested he do something Curzi thought strange: It recommended he discard the 7. Our readers rely on our comprehensive news reporting. His boss told him he was one of the youngest salespeople to reach the top. Curzi wasn't satisfied. A sticker on Curzi's apartment door showed a group of people heading one direction, and one person walking the other way. It actually paid out about 87 cents. He insists he's not. Unlike slot machines, video poker gives the player a sense that strategy matters. He used the break to study his hand—a 2, 4, 5, 6 and 7 of different suits. The lottery's rules require "a close approximation of the odds of winning some prize for each game" and say those odds "must be displayed on a Video Lottery game terminal screen. But in video poker, you're not betting against anyone. That's important because faster play translates to more money for the Oregon Lottery. Zollinger suggested a public records request might turn up some answers. Curzi—who played football despite his small size—also wrestled, played baseball and graduated near the top of his high-school class. Curzi had only hoped to understand how auto-hold worked. Please support the city we love by joining Friends of Willamette Week. He landed his first job selling investments. Here's how the video poker hand Justin Curzi got on Jan. Curzi took out his iPhone and snapped photos of the screen and the machine's serial number. That fee would have stopped most people. Players can reject the suggestions at any time. Each hand costs you 25 cents or more, if you increase your wager , and you win money based on a scale of how strong your hand is. The Sept. Curzi says he just wanted a simple explanation. But, as Curzi later discovered, lottery officials guided Meissner to a different answer, so she revised her email before sending it. That would cut Curzi's chances of winning by half—and he thought it was terrible advice. But friends describe him as wealthy. In a memo labeled "confidential" and dated Sept. It allows players to play faster, because they don't have to stop to think about what cards to hold before hitting the button to draw again. Curzi discovered a survey of video poker players the lottery commissioned from Mosak , a marketing research firm. He had instead discovered the lottery knew auto-hold sucked millions away from players—and players actually thought auto-hold helped them. Friends say they are not surprised Curzi—who's just as likely to want to discuss North Dakota's fracking economy as the business model for Purringtons Cat Lounge —zeroed in on something as small and seemingly innocuous as a quirk in a video poker game. Curzi grew up as a sports-focused kid in small-town New Jersey, the son of a prominent lawyer and a stay-at-home mom. Curzi turned to Jay Zollinger, a lawyer who had helped negotiate the sale of Curzi's business. In Brazil, Curzi met an American computer programmer working on a way to help accountants share QuickBook files. Curzi—who friends say is intelligent, analytical and obsessively curious—launched a personal investigation of Oregon video poker machines that led him to conclude the machines were cheating players out of millions of dollars every month. He took notes on his laptop in a file that grew to 4, words. The spreadsheet listed all the types of Oregon video poker machines by manufacturer, the millions of games played in one quarter of and how much money players spent. On Feb. He found no evidence it had. Auto-hold, she wrote, "is based on optimizing the player's opportunity to win the best highest prize rather than simply increasing the odds of winning any prize. He kept digging and made a second big discovery: Lottery officials knew about the discrepancy, and the auto-hold function on some machines was to blame. In , Curzi and his partner sold the company to Thomson Reuters in a private deal; Curzi declines to say for how much. A pair of jacks might win you your 25 cents back. When you're playing poker around a table in real life, you're betting against other players in hopes of having the best hand. He wasn't destined for a traditional job. In , he moved to Brazil and quickly immersed himself in the culture, teaching himself Portuguese within months. But Curzi's lawyer paid it. He made a copy of the originals, arranging one set chronologically and the second by topic. The lottery's response? Within 10 minutes, the game was again advising him to hold cards that cut his chances of winning in half.